Our Criteria
View our extensive criteria to assist with the submission of Decision in Principle enquiries and fully packaged mortgage applications.
Affordability
Evidence of Mortgage/Rent Payments
Applicants
Acceptable Identification Documents
Income
Applicants Unable to Act for Themselves / Vulnerable Persons
Credit History
Build types
New Build/Newly Converted Properties
Business Use
Property with an Annexe
Buy-to-Let
Affordability for Buy-to-Let
Buy-to-Let Definition
General
Applicant Details
Deposit
Proof of Deposit
Source of Deposit
General
Capital Raising
Casual Employment
Child Minding/Fostering
Credit Commitments
Income
Income
Property
Acceptable Security
Unacceptable Security
Repayment Terms and Repayment Methods
Repayment Terms
Repayment Methods
Interest Only
Repayment Strategies
Self-Employed
Self-Employed Definition
Self-Employed Income – Assessment of Income
Applicants with less than one full year’s trading history
Self-Employed Contractor Applicants
Skilled Worker Visa
General
Valuations and Retentions
Valuations
Retentions
Final Inspection – New Build
Valuation Fee Scale
General Information
Contact Us
Contact our Intermediary Team with any case queries you may have.
